Swift Funds Debt Collection Harassment Warning Signs
Swift Funds Financial debt collection harassment can take many forms, and recognizing the warning signs is the first step toward stopping it. Frequent phone calls throughout the day or calls placed early in the morning or late at night may violate the FDCPA. Collectors also cannot threaten actions they are not legally allowed to take, such as arrest or improper wage garnishment. If you never received a written debt validation notice within five days of initial contact, that may be another violation of your rights. You also have the right to stop workplace calls—once you make that request, continued contact is illegal. Discussing your debt with third parties or using abusive, rude, or threatening language is strictly prohibited. These actions may entitle you to statutory damages. If you’re experiencing any of these issues, help may be available to protect you.